Travel Insurance Saver
Single Trip Annual Multi Trip
    29
    March
    2024
    30
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Attractions in Portugal

    Extras

    Évora

    Évora is a virtual museum town that reached its golden age in the 15th century. The walled old centre contains a looming cathedral, a Roman temple, and picturesque plazas for an insight in the spectacular architecture. 

    Parque das Nações

    Is a museum in Lisbon known for its weird and wondrous collection of public art. 

    Lisbon

    A colourful tapestry of urban life awaits in the hilltop neighbourhoods of Lisbon. Known for its wonderful cafes and outdoor environment. The city also has the largest oceanarium in Europe. 

    Sintra

    Sintra is a UNESCO World Heritage site, and is an idyllic town surrounded by wooded hillsides. See the Portuguese royal family and the beautiful Monserrate gardens.  

    Portugal’s Oldest University

    The Town of Coimbra is home to Portugal's oldest and most venerated university and contains an abundant amount of Portuguese culture. It is set amongst an old town of historic churches and medieval alleyways. You will notice the strong presence of students that exist in Coimbra. 

    Cabo de São Vicente

    Is Europe's southwestern-most point. Lying near some spectacularly rugged and windswept beaches, with views that are simply spectacular. 

    Monastery of Batalha

    The Mosteiro de Santa Mariais a gothic Manueline masterpiece built to commemorate the 1385 victory over Spain in the Battle of Aljubarrota and is a major icon of Portugal. 

    Belém

    Known for the location in which famous explorer Vasco Da Gama set sail during the Age of Discoveries. You can also visit the Jerónimos Monastery. 

    Castle

    The Knights Templar castle in Tomar contains intriguing medieval relics that are a must see when travelling to Portugal. The Convent of the Order of Christ at the heart of the castle complex is one of Portugal's premier artistic and historical structures. 

    Tavira

    Tavira is one of the Algarve's oldest and least spoiled towns. Is the picturesque settlement with an array of gothic and Renaissance churches, old fortifications, a seven-arched Roman bridge and a pristine island beach. 

    City of Ribeira

    This UNESCO World Heritage site in Porto has history lurking round every corner, from its neo classical Stock Exchange Palace to its Romanesque-gothic Cathedral. Try to see the vibrant waterfront of Cais da Ribeira. 

    Medieval Capital

    The birthplace to the Portuguese nation and known as the medieval capital. Offers castle ruins and narrow lane ways to make up the city. The castle ruins were home to the Dukes of Braganca. 

    City of Braga

    Braga is a lively little city with an exquisite assortment of baroque churches, a sprawling cathedral and Roman ruins and is the heart of Portugal. Braga host multiple religious festivals throughout the year, including Portugal's most colourful Holy Week. 

    Côa Valley

    The Côa Valley Archaeological Park is home to a magnificent collection of rock carvings from the Upper Palaeolithic period (22,000-10,000BC). 

    Back to Portugal Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.