Are you suffering from a Existing Medical Condition and uncertain whether you will be eligible for medical cover when travelling?
nib offers automatic coverage for an array of medical conditions. Also, optional medical coverage for High-Risk Medical Conditions is available on International, Annual Multi Trip, and Australian Travel Plans policies.
To view medical conditions which are automatically covered for free, and High-Risk Medical conditions use the link below:
Although some conditions are automatically included for free, if your health is under investigation we suggest getting confirmation with nib or calling Travel Insurance Saver to double check that your condition will not impact on your medical coverage in the event unforeseen circumstances occur as a direct result of your specific condition.
If your Existing Medical condition falls under the category of a High-Risk Medical Condition listed on the EMC page then you must disclose this condition and the details of your health to nib in order to ensure that you are covered in the event you are hospitalised, or your trip is affected due to repercussions of your condition whilst travelling. If you don't wish to get cover for the specific condition this will not void your policy, you just won't have cover for that specific condition or anything relating to it. Anything other medical condition that occurs would be covered under the policy.
If your High-Risk Medical condition is not disclosed, then you will not be eligible for coverage related to that specific medical condition. If you are uncertain of whether you should disclose your condition or not, follow the link provided above to the EMC page or call us for further information.
Please note that all travellers 80 years of age or over are required to apply for Existing Medical Condition
coverage, regardless of their health.
If you have a existing medical condition; on the home bar, fill in the details of your trip and ages of people needing insurance, and click the ‘Medical Button’. you’ll be presented with a list of all available policies. After you click ‘Buy Now’ you’ll be redirected to a page where you fill in your details after you click ‘Continue’ at the bottom of the page, you’ll be redirected to the nib website where you can fill in the details of your existing medical condition. nib should respond to the email you listed after a few days with details of your new quote and information on how to purchase it.